Fees

1. Free Set Up

Take advantage of our limited offer of no set up fees or charges for signing up for a Swiftpay Online Business Account today!

  • Free to Open Accounts
  • Free to Send Money
  • Free to Add Funds
  • Free to Withdraw Money

2. Standard Selling Charges

The following are the fees levied when receiving payments.

RECEIVING PAYMENTS

Account Type

Fee

Personal3% + 30c per transaction
Business3% + 30c per transaction

3. Free Payout Options

Check WithdrawalFree
Bank Wire Withdrawal$20:00

4. Accounts Over $1,000

Swiftpay can only release funds to Merchants 7 (seven) days after the original payment date to the Merchant.

Once Swiftpay have processed more than $1,000 of transactions for a Merchant, the Merchant must fill out a Business Application Form before further transactions can be processed. No further transactions can be processed until the Business Application Form is completed and returned.

Swiftpay keeps a 15% holdback fee for six months on all payments after $1,000 for fraud prevention purposes. Where Swiftpay believes that a merchant's trading activities might be illegal in the jurisdiction in which they are operating, and/or where there is a significantly increased risk of fraud, Swiftpay reserves the right to increase this holdback up to 100% for a period of 6 months. Other than this safeguard, funds are freely available to Merchants.

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